Helping You Through The Mortgage Modification Process

mortgage payments, mortgage arranges

Serving Clients in Coral Gables & Miami-Dade, Florida

If you are struggling to keep up with your mortgage payments, a mortgage modification may be exactly what you need. At Marrero, Chamizo, Marcer Law, LP, our mortgage modification attorneys have over 30 years of experience serving clients in Coral Gables and Miami-Dade, Florida. We have helped thousands of clients with solutions to mortgage debt by securing an affordable mortgage loan modification and helping them avoid foreclosure.

Many hard-working people in Miami-Dade struggle with their mortgage payments for a number of reasons. No matter what the reason may be, our mortgage modification attorneys are here to help you find a solution. Schedule a consultation now to learn more about our services and how our attorneys can help you, with absolutely no commitment.





We Are Here To Help You Keep Your Florida Home

Helping people avoid foreclosure does more than help the individual owner; It helps the whole community by improving the economy and stabilizing the real estate market.

There are many programs to help homeowners avoid foreclosure, including, but not limited to:

  • The Mortgage Loan Modification, allows you to reduce your mortgage payments to an affordable amount by reducing the interest rate or the amount owed.
  • The Home Affordable Refinance Program (HARP), which helps you reduce your mortgage if your house is underwater (you owe more than your house is worth).
  • The Home Affordable Foreclosure Alternatives program (HAFA), which allows you to get rid of mortgage debt through a short sale or deed in lieu of foreclosure, plus $10,000 in relocation assistance, if saving your home is not an option.
  • The Home Affordable Unemployment Program (UP), which reduces or temporarily stops your mortgage payments if you are unemployed.
  • Hardest Hit Fund programs (HHF), which provide assistance to states like Florida that have been most affected by foreclosures.

Unfortunately, your mortgage company may be reluctant to help you get a mortgage modification. You often need the help of a lawyer to get it. In Marrero, Chamizo, Marcer Law, LP, our attorneys have the experience you need.

We have negotiated thousands of mortgage modifications for homeowners in South Florida. In the process, we have helped our clients reduce their mortgage payments from 20 to 80 percent. Saving them thousands

If you have already received foreclosure papers, our lawyers can help you defend the foreclosure to give you time to obtain a loan modification.

Get The Experienced Help You Need From Our Mortgage Modification Attorneys

Schedule A Free Consultation

Call us at 305-446-9466 to schedule a free consultation with one of our Mortgage Modification Attorneys.

Friendly Reminder: The documents you should bring to your appointment include your income tax returns, pay stubs, bank statements, and information about your mortgage.